Research & Publications
Peer-reviewed research and scholarly contributions in Islamic finance, Islamic economics, Sharīʿah governance, financial jurisprudence, and related areas of contemporary economic thought.
- Siddique, M. Z., & Siddique, M. A. (2025). Riba and interest in Islamic jurisprudence: Seeking the path to consensus. International Journal of Ethics and Systems, 41 (2): 543–561. (SJR-2024, 0.489–Q1; Hi–48) – Impact Factor: 3.2
- Awan, H.M.A., Rashid, A., Shahzad, M.A., Siddique, M.A. and Butt, S. (2025). Impact of Audit Quality on Financial Performance of Islamic and Conventional Banks: Evidence from the MENA Region, Bulletin of Multidisciplinary Studies, 2(1), 100–110.
- Siddique, M. A. (2024). The history of Islamic finance: The journey of Pakistan’s Islamic financial sector and global developments. Fikr-o-Nazar, 2(62), 87-109.
- Hussain, S. S., Siddique, M. A., & Shahzad, M. A. (2024). Talfīq in financial matters in the resolutions of International Islamic Fiqh Academy: A critical evaluation. COMSATS Journal of Islamic Finance, 9(1), 1–15.
- Uddin, S., Siddique, M. A., & Shahzad, M. A. (2024). Legal foundations for Sharīʿah compliant Islamic banking in Pakistan: Challenges and way forward. Majallah-e-Talim o Tahqiq, 6(4).
- Shah, S. M. A. R., Siddique, M. A., & Iqbal, N. (2024). Transition from paper currency to digital currency: Extracting lesson from Imam Ahmad Raza’s juristic view on paper currency. Al-Salihat, 3(2), 26–38.
- Siddique, M. A., Rashid, A., & Tahir, U. (2023). Factors affecting the credibility of Islamic banking Sharīʿah approvals: Perception-based empirical study. Borsa İstanbul Review, 23(2), 426–442. (SJR-2024, 1.326–Q1; Hi–52) – Impact Factor 7.1
- Siddique, M. Z., & Siddique, M. A. (2023). Reconciling the irreconcilable (Talfeeq): The case of currency salam. International Journal of Finance & Economics, 28(1), 562–574. (SJR-2024, 0.791–Q2; Hi–57) – Impact factor 2.8
- Sheikh, R., Ayaz, M., & Siddique, M. A. (2023). Sharīʿah Governance and Sharīʿah Non-Compliance Risk Management: A Maqāṣid Sharīʿah Based Appraisal. Journal of Islamic Thought and Civilization, 13(1), 270–291.
- Siddique, M. A. (2023). اسلامک تورّق کریڈٹ کارڈ: ایک تحلیلی مطالعہ. Al-Kashaf: Research Journal for Social Sciences, 3(3), 1–13. Full Text Summary in English
- Siddique, M. A., & Siddique, M. Z. (2022). Intrinsically irreconcilable: The case against running Musharakah as employed by Islamic banks. Borsa İstanbul Review, 22(5), 861–872. (SJR-2024, 1.326–Q1; Hi–52) – Impact Factor 7.1
- Siddique, M. A., Haq, M., & Rahim, M. (2022). The contribution of Shariah compliant products to SDGs attending through the pace of economic growth: Evidence from Pakistan. International Journal of Islamic and Middle Eastern Finance and Management, 15(4), 681–698. (SJR-2024, 0.525–Q2; Hi–47) – Impact Factor 2.2
- Siddique, M. A., & Rashid, A. (2022). Investigating the Shariah approvals issued by the Shariah boards of Islamic banks against the parameters of fatwa. Islamic Banking and Finance Review, 9(1), 19–44.
- Siddique, M. A., & Saeedi, S. A. (2022). اسلامی مالیات میں اشتراطِ عقد فی عقد کا فقہی مطالعہ. Jihāt-ul-Islām, 16(1), 97–123. Summary in English
- Ahmad, S., & Siddique, M. A. (2022). امام شعرانیؒ اور شاہ ولی اللہؒ کے فقہی نظریات کا تقابلی مطالعہ. Al-Azwa, 37(57), 151–168. Summary in English
- Siddique, Muhammad Abubakar (2021). فقہ اسلامی میں بیع سلم کا تصور اور مروجہ اسلامی مالیاتی نظام میں بیع سلم کے استعمال سے متعلق اشکالات: ایک فقہی مطالعہ. Fikr-o-Nazar, 59(1), 51–110. Summary in English
- Siddique, M. A., & Shah, Abdul Rehman (2021). اسلامی مالیات میں اجتماع العقود کا تصور. Malakand University Research Journal of Islamic Studies, 3(2), 64–87. Summary in English
- Siddique, M. A., & Saeedi, S. A. (2021). اسلامی ملک میں غیر مسلم اقلیتوں کی قدیم اور نئی عبادت گاہیں: ایک شرعی تجزیہ. Al-Ilm, 5(1), 131–157. Summary in English
- Siddique, M. A., & Rashid, A. (2019). The Fatāwá in Islamic banking and financial industry: Explaining the use of Ḍarūrah and Ḥājah Journal of Islamic Business and Management, 9(2), 355–367.
- Siddique, M. A. (2018). سود کے جواز جدید معاشی نظریات اور عقلی توجیہات کا تجزیاتی مطالعہ. Hazara Islamicus, 7(1), 13–39. Summary in English
- Siddique, M. A. (2017). پاکستان کی اسلامی بنکاری میں رائج رننگ مشارکہ: شرعی اصول وضوابط کی روشنی میں ایک تحلیلی مطالعہ. Fikr-o-Nazar, 54(4), 53–110. Summary in English
- Siddique, M. A. (2017). The concept of Shirkah in Islamic banking: Musharakah and analysis of some relative fiqhi issues. Ma’arif Research Journal, July–December, 17–34.
- Siddique, M. A., Khaleequzzaman, M., & Atiq-ur-Rehman. (2016). Determinants of Islamic banking industry’s profitability in Pakistan for the period 2004–2012. Journal of Islamic Business and Management, 6(1), 42–61
- Siddique, M.A. & Shah. (2017). Modern Conventional Economics on the Pattern of No System of Old Jahiliyyah and Islamic Economics: Way-out, Pakistan Journal of Islamic Research (PJIR), Volume 18, Issue 1, June, 2017, p: 123-141
- Siddique, M. A. (2016). The Objectives of Shari’ah and Islamic Finance: The Usage of the Principles of Darurah and Hajah in the Financial Transactions. Fikr-o-Nazar, 53(4), 9–56.
- Siddique, M. A., & Ahmad, E. (2015). اسلامی بینکاری: ایک حقیقت یا سراب؟ Al-Azwa, 30(44), 153–170. Summary in English
- Siddique, Muhammad A., & Shahzad, Muhammad A. (2015). کرنسی نوٹ کی فقہی حیثیت اور مروّجہ اسلامی بینکاری میں کرنسی سلم: ایک فقہی تجزیہ. Fikr-o-Nazar, 52(4), 63–106. Summary in English
- Siddique, M. A., & Rahim, M. (2014). Efficiency analysis of full-fledge Islamic banks and standalone Islamic branches of conventional banks in Pakistan: A comparative study (2007–2012). Journal of Islamic Business and Management, 3(2), 129–149.
- Siddique, M. Abubakar, Rashid, A. and Rehman, M.A. (2021). COVID-19 Pandemic: An Opportunity for Islamic Finance to Align its Financing Activities with SDGs. This paper was presented at the International Conference of Islamic Finance 2021, “Implications for Islamic Finance and Economy in the Post-Pandemic Era,” organized by Hamad Bin Khalifa University, Qatar, on April 4–6, 2021.
- Siddique, M.A., Haq, M., and Rahim, Memoona (2020), Impact of Islamic Banking Industry on Economic growth and Poverty Reduction in Pakistan. In Ali, A. E. S., Ali, K.M., and Azrag, M.H. (Ed.) Enhancing Financial Inclusion through Islamic Finance (Vol-II, PP. 259-279), Palgrave Macmillan, Switzerland, 2020.
Note: This article was presented at the Thematic Workshop on “The Role of Islamic Financial Inclusion in Achieving Sustained Economic Growth and Poverty Alleviation in IsDB Member Countries,” jointly organized by IRTI, IDB Jeddah, KSA, and Ibn Sina University, Khartoum, Sudan, on November 25–26, 2018.
- Rashid, A. and Siddique, M. A. (2019). Circular Economy, Green Economy, and Sustainable Development: Establishing the Interconnections and Discoursing the Role of Islamic Finance. This paper was presented at the International Conference of Islamic Finance 2020, “Circular Economy: Towards Impactful, Sustainable and Value-Based Intermediation,” organized by Hamad Bin Khalifa University, Qatar, in February 2020.
- Shah, S.M.A., Siddique, M.A., and Rashid, A. (2021). Opportunities to Align the Practice of Islamic Finance with SDGs in a Post-COVID World. Cambridge Global Islamic Finance Report (GIFR): Islamic Finance in Post-Covid World, 2021, 146-165.
- Siddique, M. A., & Rahim, M. (2015). The Concepts of Discounting and Time value of money in Islamic Capital budgeting Framework: A Theoretical study. Journal of Islamic Banking and Finance, Pakistan, 32(1), 23-29.
- Siddique, M. A. (2019). The Concept of Istisna in Islamic Jurisprudence and Its Implication in Contemporary Islamic Banking. Majallah-e-Talim o Tahqiq, 1(2-3), 3-19. Journal Page Full Text
- Siddique, M. A. (2017). The Concept of Shirkah in Islamic Banking: Musharakah and Analysis of Some Relevant Juristic Issues. Maarif Research Journal, Issue: 14, 17-34.