Research Projects

 

  1. Thesis of MS-Islamic Banking & Finance titled “Determinants of Islamic Banking Industry’s Profitability in Pakistan”.(Dec. 2013). This study takes into account both internal and external determinants and empirically investigate the core determinants of Profitability of Islamic banking Industry (IBI) in Pakistan and evaluate the relative importance of internal and external factors in IBI’s growth during the period 2004-2012. Encompassing Approach and General to Specific methodology has been used to select the most appropriate model. The study found that internal factors were relatively more important than external factors. Internal factors; total assets, operating expenses over total assets, number of branches, capital ratio, liquidity and external factors like inflation and interest rate were significantly related to return on asset in both long run and short run while only inflation did not show any significant impact on ROA in the short run.
  2. Survey to asses Poverty Alleviation impact of Waqf Based Islamic Microfinance: A Joint Study of Organization of Islamic Cooperation (OIC) and Int’l Islamic University Malaysia (IIUM).(March-April 2014). I Collected primary data for the project from different rural and urban areas of Pakistan e.g. Dhook Kala Khan (Rawalpindi), Sohan (Islamabad), Mansehra and Balakot. I approached the clients of different NGO’s e.g. NRSP, Helping Hand, UPAP, Kashf Foundation and Azam Foundation. A questionnaire was prepared which was divided in sections; Demographic Information, Poverty Alleviation Scheme, Assets Based Indicators, Food-Related Indicators, Dwelling-Related Indicators, Awareness on IMF, Waqf, Takaful, Project Financing and Integrated Waqf Based Islamic Microfinance Model (IWIMM).
  3. Survey to assess the experience of practitioners of MFIs regarding Poverty Alleviation impact of Waqf Based Islamic Microfinance: A Joint Study of Organization of Islamic Cooperation (OIC) and Int’l Islamic University Malaysia (IIUM).(May 2014). I interviewed the CEOs and Field Managers of different NGOs to assess what type of challenges Islamic Microfinance Institutions are facing regarding their different projects of poverty alleviation. I conducted interviews of CEOs and Field Managers of Helping Hand, Azam Foundation, NRSP, Islamic Relief and Muwakhat.